Payment Policy

At the LifeCard Gun Official Store, we provide a secure and streamlined checkout process for all your tactical needs. We understand that purchasing a precision firearm like the LifeCard 22 or a high-performance FRT trigger requires a payment system that is both reliable and respects your Second Amendment rights.

1. Accepted Payment Methods

We utilize specialized, 2A-friendly payment processors to ensure your transactions are never flagged or cancelled due to the nature of our products. We accept the following:

  • Credit & Debit Cards: We accept all major cards, including Visa, Mastercard, American Express, and Discover.

  • 2A-Friendly Gateways: Unlike mainstream processors (such as PayPal, Stripe, or Square) that often prohibit firearm-related sales, we partner with industry-leading secure gateways like Authorize.net and Gearfire Payments.

  • Financing with Credova: Get the gear you need now and pay over time. We offer seamless integration with Credova (“Shoot Now Pay Later”), allowing you to finance your LifeCard gun or Pivot Rifle with flexible monthly payments.

2. Payment Security & Data Protection

Your financial security is our top priority. Our website employs military-grade encryption to protect your data:

  • SSL Encryption: Our site is secured with a 256-bit SSL certificate, ensuring that all data passed between your browser and our server remains private and integral.

  • PCI Compliance: We are fully compliant with the Payment Card Industry Data Security Standard (PCI DSS). We do not store your full credit card information on our servers; all sensitive data is handled by our secure, encrypted payment vault.

  • Fraud Prevention: To protect our customers, we use advanced fraud detection tools. For high-value orders like the Pivot Rifle, we may require additional identity verification or a phone call to confirm the order details.

3. Transaction Details & Billing

  • Billing Descriptor: When you purchase from our store, the transaction will typically appear on your statement as “LIFECARD GUN STORE” or a similar variation.

  • Order Authorization: For firearms like the LifeCard 22lr or .22 WMR, your card will be authorized at the time of purchase. However, final processing and shipping only occur once we have verified your chosen FFL dealer.

  • Declined Transactions: If your payment is declined, please double-check your billing address (it must match the address on file with your bank) and ensure your bank allows transactions for tactical equipment.

4. Financing with Credova

We make it easy to own the world’s most discreet credit card gun.

  • How it Works: Simply select “Credova” at checkout. You will be redirected to their secure portal to complete a quick application.

  • Approvals: Many customers receive instant approval for financing up to $5,000.

  • Terms: Financing terms are provided directly by Credova and may include interest-free options depending on your credit profile.

5. Taxes and Fees

  • Sales Tax: Applicable state and local sales taxes will be calculated and added to your total at checkout based on your shipping address.

  • No Hidden Fees: The price you see for the LifeCard 22 price or FRT-15 trigger is the price you pay, plus shipping and tax. We do not charge “processing fees” for using credit cards.

6. Contact Our Billing Department

If you have questions regarding a charge, need help with Credova financing, or wish to pay via a method not listed above, please contact our Asheville office:

  • Official Store Name: LifeCard Gun Official Store

  • Address: 800 Fairview Rd Ste 132, Asheville, North Carolina, 28803, United State

  • Email: info@lifecardgun.com

  • Phone: +1 (479) 437-7189

  • Support Hours: Mon–Fri: 9:00 AM – 6:00 PM EST

Secure your protection today. Shop the LifeCard and Pivot collections with confidence.